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Thank you for visiting again. This area is about the Short Sale Process. This process is a pre foreclosure or alternative to foreclosure. In this proces the owner of the home ows much more than the home can be sold for under current market conditions. With the authorization of the bank and or the holder of the mortgage and or the investor who owns the mortgage, the home is sold for the current market value and the bank/mortgage investor takes a loss in their investment. The advantage for the bank is they do not have to keep managing empty properties that could eventually have to be sold for less due to lack of maintenance an or vandalism. In a Short Sale Every body suffers a lesser loss. Is better for the communities and home values in general.
What happens to the amount of debt left after the sale under of a short sale depends on a num er of issues. It could be completely absorved by the mortgge investor or it can be a debt on the shoulders of the home owner. Currently there are programs to help home owners come out of a short sale debt free. The law that provides for this benefit will expired in December 2012. If you ate upside down and want to consider a short sale call me at 410-672-3699 or write to me today. maria@Mariaismyagent.com. In a short sale time is of the essence.